About Credit Unions & Kinecta
Credit unions are governed by an elected and
volunteer Board of Directors who are also members.
These individuals are responsible for approving the
business goals and direction of the credit union,
as well as overseeing regulation compliance. This
organizational structure ensures that credit unions
provide superior member service and are committed
to improving the financial well-being of their
membership.
Credit Unions can be found across the United States
as well as throughout the world. Currently, more than
87 million Americans are members of almost 9,000
credit unions, with over $720 billion in total assets.
Kinecta Federal Credit Union is a cooperative financial
institution wholly owned and
controlled by its members. The
primary difference between a
credit union and other financial institutions, including
banks, is that the members are also the owners.
Therefore, the profits of the credit union are returned
to the members in the form of higher savings rates
and lower loan rates.
Why Should I Join Kinecta?
Joining Kinecta Federal Credit Union is more than joining a credit union, it's joining a family. And once you're a member, benefits are good for life (as long as you maintain a minimum balance in your share savings account). As a member, you enjoy substantial savings over traditional bank fees, plus competitive rates on loans, savings and certificate accounts. You also get:
Click here to apply online
If your company or organization is interested in becoming an Employer Group, just download and complete our Employer Survey* and fax it back to us at 310.643.2155. Or mail it to us at 1440 Rosecrans Avenue, Manhattan Beach, California 90266. A Kinecta Federal Credit Union representative will contact you soon thereafter.
